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10 Money Lessons from Music Lyrics


Money lessons are often a part of songwriters advice to the public. "If I Were A Rich Man" is from the musical Fiddler On The Roof and explain what he would do, if he had been rich, but modern lyrics give sound advice to people, while the artist makes money on the record sales - hmmm.

Enjoy this small collection, which may inspire you to create your own song, and come up with alternative lyrics, which can advice your audience in a new direction.

Joe Walsh says: Life's Been Good.


"Life's Been Good" by Joe Walsh

I have a mansion, forget the price Ain't never been there, they tell me it's nice There's a big cost in owning Stuff you don't use. Especially if it's a mansion.


"Free Money" by Patti Smith

Every night before I go to sleep Find a ticket, win a lottery, Scoop the pearls up from the sea Cash them in and buy you all the things you need. Winning the lottery is a bad financial plan - you can expect an 80% loss on your "investment." Put it in a savings or retirement account that you can use later to "buy all the things you need."


"The Pretender" by Jackson Browne

Iím going to be a happy idiot And struggle for the legal tender Where the ads take aim and lay their claim To the heart and the soul of the spender This might not be the songwriter's intent, but to me, these lyrics are about goals. If you never establish life goals, you're likely to fall into line with what the people around you are doing - even if they are working 80 hours a week at jobs they hate just to buy fancy cars and big houses they can't afford. As J.D. says, the road to wealth is paved with goals.


"If I Had a Million Dollars" by The Barenaked Ladies

If I had a million dollars We wouldn't have to walk to the store If I had a million dollars We'd take a limousine cause it costs more The Barenaked Ladies know a thing or two about lifestyle inflation. If you start to make more money, it's common to start looking for ways to upgrade your life - bigger house, new TV, taking a limousine to the corner store. Avoid lifestyle inflation by asking yourself if a purchase is a need or something you'll really value, or something you want only because "it costs more."


"Money Becomes King" by Tom Petty

...everything got bigger And the rules began to bend And the TV taught the people How to get their hair to shine And how sweet life can be If you keep a tight behind And they raised the cost of living And how could we have known They'd double the price of tickets To go see Johnny's show? Advertising raises what we consider to be our personal cost of living, making it hard to distinguish needs from wants, but knowing some of the tricks of the marketing trade can help us make more informed decisions, at least some of the time. Photo: Getty Images North America


"Mo Money, Mo Problems" by Notorious B.I.G.

I don't know what they want from me It's like the more money we come across The more problems we see Big Poppa knew that sometimes being rich isn't all it's cracked up to be - especially when friends and relatives hit you up for a loan.


"Money, Money, Money" by ABBA

I work all night, I work all day, to pay the bills I have to pay Ainít it sad? And still there never seems to be a single penny left for me Thatís too bad In all but the most dire cases, it is possible to break the cycle of living paycheck to paycheck, and it's critical that you do. Even if you aren't accumulating debt, one emergency can put you deep in the red.


"You Can't Always Get What You Want" by The Rolling Stones

You can't always get what you want But if you try sometimes you might find You get what you need Most of us have a lot of wants. For example, I want a sailboat, a Le Creuset Dutch oven, a farmhouse in Italy, and baby grand piano. That's okay so long as I don't try to satisfy all of those wants on my current income! But if I work hard and save money, I could afford any one of those things, if they were my primary goal. It's possible to afford almost anything you want, but not everything.


"Low Budget" by The Kinks

Circumstance has forced my hand To be a cut price person in a low budget land Times are hard but we'll all survive I just got to learn to economize Cutting expenses isn't fun, but it's necessary when your income drops or you want to save more. Start with cutting big expenses for big wins, then move to smaller ones. Photo: Thinkstock


"Satisfied Mind" by Jeff Buckley

Money canít buy back all your youth when youíre old A friend when youíre lonely, or peace for your soul The wealthiest person is a pauper at times Compared to the man with a satisfied mind We trade life energy to make money, and that's okay because most people want to live a comfortable life and afford to do fun things. But find a balance. Don't wait for a tragedy to remind you of what's most important in life.


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